Medicare is a national United States health insurance program for people 65 and older. It is also for people with certain disabilities or end-stage kidney failure. This program is divided into various parts, and it’s important to learn how these fit together.
Individual and family health insurance rates can be based on the age of the youngest person on the policy. Some couples with an age difference of several years may find they save money by applying for the same plan rather than individually.
Life insurance provides a tax-free lump sum of money, called the death benefit, to a designated beneficiary after your death. You choose the type of policy you need, number of years you want it to last, and coverage amount, and make premium payments to the insurance company. If you die while your life insurance policy is active, your beneficiaries can file a claim and the death benefit will be paid out to them.
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We've been around for over 20 years and work with all the major insurance companies in Michigan.
We take a consultant approach to insurance shopping. First gathering your needs and then shopping for the best plan to fit your budget.